{"id":748,"date":"2022-08-23T16:50:00","date_gmt":"2022-08-23T16:50:00","guid":{"rendered":"https:\/\/www.washingtondentalnj.com\/blog\/?p=748"},"modified":"2022-08-23T16:50:00","modified_gmt":"2022-08-23T16:50:00","slug":"dental-insurance-vs-dental-discount-plan-different","status":"publish","type":"post","link":"https:\/\/www.washingtondentalnj.com\/blog\/2022\/08\/23\/dental-insurance-vs-dental-discount-plan-different\/","title":{"rendered":"Dental Insurance vs. Dental Discount Plan: How Are They Different?"},"content":{"rendered":"\n
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When you started your new job, you forgot about all the hassles that go with making this kind of change. You have to switch dental insurance, which is a huge inconvenience. While you may think that dental insurance is your only option, it isn\u2019t! Many practices offer a discount plan as an alternative to insurance. But which one the best choice for you? Understanding how they work and the advantages and disadvantages of each option can help you make the right decision for you and your family.<\/p>\n\n\n\n\n\n\n\n

How Dental Insurance Works<\/h2>\n\n\n\n

If you\u2019re not familiar with how dental insurance works, it can be confusing at first, especially because not all plans are exactly the same. Essentially, you pay a monthly deductible and in exchange you get two checkups and cleanings at no additional cost. If you require minor restorative work, usually fillings, you need to pay around 20 percent of the overall cost, and major restorative services, like dentures or crowns, cost you about 50 percent of the total amount. Cosmetic procedures and dental implants are often not included in these benefits.<\/p>\n\n\n\n

Pros and Cons of Dental Insurance<\/h2>\n\n\n\n

Pros:<\/p>\n\n\n\n